The real deal about real estate.....really....

I know some Great Americans who are fighting daily to save America from the Liberal Left.

 

I have a question Are You????

Silence in Consent!

Action is what makes the difference.

There are some Great Americans who are taking action by Taking the Townhalls to Washington.

I would like to share with you some of what they saw and what they are asking us to do so hopefully you will be inspired to take action as well.

From a Team of Texans....

Here's what we saw:  The halls teaming with lobbyists. There were no constituents.  In fact, the staffers were so stunned with constituents visiting, they asked for our marketing brochure. The phones and faxes were not ringing.  One democrat office told us they receive 50 calls in 3 hours, but only 2 were from constituents.  They only log the constituents calls. Another Democrat office told us that 90% of the calls are against Obamacare - yet the congressman is still on the fence.  Can you imagine?   Make the call that can make the difference!!  This week, we have another team of Texans going to DC to meet with Congressmen.  If you live in a blue dog district, call the congressman's DC office and urge him to vote NO and that you are behind our team that wants to meet with him this week.  If your congressman is a pro-life democrat, urge him to support Bart Stupak in voting NO to the healthcare bill.   If you are not from a blue dog district or pro-life democrat district, then call any friend you know in these districts and urge them to call their congressmen at either the DC office or local office. It doesn't matter which office receives these calls.  Remind your friends that if they start their dial with *67, then the caller ID is blocked.    The next few days will be pivotal--particularly if your Congressman appears on the below list. The list below is from Family Research Council (www.frc.org).  These are leaders who have voted pro-life at least once, so please be polite--but firm--that the Senate bill is NOT abortion-neutral.  

Here is another great Texans who I happen to know.

Ray Myers, Forney Texas arrives in Wash DC and is using our Mobile War Room to set up coordination with Tea Party supporters in Texas to make phone calls to their congressman while Myers will be contacting him in person on Capitol Hill. TH2DC Washington Leader explains some critical info in regards to those congressmen say they don't want to spend time with Non-Constituents.

 There is another amazing American Tom Whitmore from Virgina who is running the mobile war room who you also saw in the video above.

These are Americans who are sick and tired of what they are seeing from our elected officials and they are taking matters into their own hands. They are making a difference but they need back up and a larger army.

The powers in Washington as we have heard from Congressman Stupak who says Pelosi is trying to strong-arm the 12 pro-life Democrats aligned with Stupak. The pressure is extremely intense and Pelosi is willing to win at any cost.

 

"We can't stay silent. There's too much at stake. These men and women need our help!"

 

Stand with Stupak!

 

 

Here is one thing you can do right now.

6 House Members who are MUST-Call

 Capitol Hill Switch Board:

(202) 224-3121 (This number is answered 24/7)

6 Votes that are now Yes.
We need to change to NO Click on the name for a link to their website for local and DC contact information.

1. Rep. Jason Altmire, Pennsylvania 4th
2. Rep. John Boccieri, Ohio, 16th
3. Rep. Bart Gordon, Tennessee 6th
4. Rep. Brian Baird, Washington 3rd
5. Rep. Dennis Moore, Kansas 3rd
6. Henry Cuellar, Texas 24th

 

"Courage is contagious. When a brave man takes a stand, the spines of others are often stiffened." -Billy Graham

Join us and Take The Townhalls to Washington

Whether you can make it to Washington or not, PLEASE REGISTER. We need your help even if it is from your home district. It is key to have people in Washington for a personal meeting with their Congressmen as well as people calling in from home for live meetings. We just need you to register so we know how you can help us Stop Obamacare!!

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(Copyright © 2010 By Alice Linahan All Rights Reserved.)

Remember the biggest compliment I can receive is a referral from you!

I would love the opportunity to earn your business!

Alice Linahan Keller Williams Realtor Argyle-DFW  Cell 972-322-8313

You can find me where people, homes, opportunity and a bit of imagination intersect!  

Note from Alice: This is my post and my opinion and may not be the opinion of Keller Williams Corp.

A reminder: This is my public blog.  Posters who leave comments that are personal attacks against the blogger or other commentators will be deleted. Debate the issue!!!! Thank you

I received an email yesterday from one of my short sale sellers who had closed an Elk Grove short sale on October 30th and bought a new home on December 30th, 2009. This was before FHA issued its new guidelines. The new FHA guidelines this year say FHA will approve a loan for a seller who sold on a short sale, providing the seller was not delinquent on the mortgage. I've been looking for a lender who will do this because none of my sources is funding such loans.

The client was excited to share the news, and added that he bought the home without an agent, using the help of a "sales associate." While I am not thrilled that the client was hoodwinked into believing he did not need to hire his own buyer's broker and therefore did not call me, I am super jazzed that he bought the home. His email made me realize that I need to be more diligent in letting my clients know that I can represent them if they want to buy a new home from a builder.

The last new home construction that I negotiated was a model home. Buying a model home from a builder is a bit complicated because those homes involve upgrades already in place. But builders in Sacramento are hurting financially and are willing to wheel and deal at the moment. Not only did this particular single woman home buyer get her model home at a terrific price, she also received all of the furniture for free. It pays to hire an agent, and it doesn't a buyer one thin dime.

The thing that struck a chord with me in my client's email was the fact a bank made him a loan 3 months after his short sale. This is what happened: Even though he was current on his payments to Wells Fargo, the bank made a notation on this client's credit report that the second loan was charged off. We tried to get that verbiage removed from the short sale approval letter, but Wells Fargo refused. After the short sale closed, Wells Fargo reported the loan as a charge off with a balance owing. The client called Wells Fargo and insisted that the loan should be reported with a zero balance because the debt was forgiven. So, Wells Fargo changed the reporting status to: Paid as Agreed Less Than Full with a zero balance. After that adjustment, the client's FICO score jumped from 651 to 740.

This is why it's a good idea for sellers who do short sales to check their credit reports after closing. Another not-so-lucky client had Bank of America file a foreclosure against her after the loan was paid off as a short sale. And she was current on her mortgage payments when it closed. That was a real mess to untangle.

However, if you are thinking about buying a home after a short sale, and if your payments are current, you might want to contact Flagstar Bank and ask about an FHA loan. Flagstar is funding loans for buyers after selling as a short sale. The minimum FICO score required by Flagstar is 650.

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Elizabeth Weintraub is an author, home buying columnist for The New York Times-owned About.com, a Land Park resident, and a Land Park real estate agent who specializes in older, classic homes in Land Park, Curtis Park, Midtown and East Sacramento. Weintraub is also a Sacramento Short Sale agent who lists and successfully sells short sales throughout Sacramento. Call Elizabeth Weintraub at 916.233.6759. Put 35 years of real estate experience to work for you. DRE License # 00697006.

The Short Sale Savior, by Elizabeth Weintraub, available through bookstores everywhere and at Amazon.com.

Photo: Unless otherwise noted in this blog, the photo is copyrighted by Big Stock Photo and used with permission.

The views expressed herein are Weintraub's personal views and do not reflect the views of Lyon Real Estate.

 

 

My niece saves horses. She is an artist. She and her husband bought a farm and now, they save horses. The farm is Rosemary Farm.  It has become a haven for castaway horses and chickens, an occasional cat or two and friends and colleagues that need a respite from the hustle and bustle of the city.

They pour all their resources into care, feeding and creating a good environment for horses they rescue.

This is a snap shot

for better viewing go here

 

 

Today, two horses are on their radar.

I don't know much about horses.  These seem to be like a nice pair that deserve to live out their life. The horses will become dog food if they can not raise around $1,000. I sent $100. If you can help, follow the link, send what you can. I know that the world has been rocked by natural disasters. I know many of us have reached in our pocket and donated money. I know it probably is not a good time to ask.  

The horses don't have time. The deadline is tonight at 8pm.  Deadline is an appropriate term. Any money raised will go to the pay off of the slaughter house, transportation to the farm and care of these two and the other horses that have already been saved. I told my niece you can't save them all. She answered, I know, but I can save these two now and worry about the rest tomorrow.

I love my niece and I am very proud that she has set aside personal goals and made this farm her personal statement. I am not begging, but I am begging.

Thanks.

Oh, if you missed the link above....here is again  DONATE